Income Protection benefit can provide you with an income should you suffer an illness or injury, other than a deliberately self-inflicted injury, causing a loss of earnings during the term of the plan.

The income from your protection plan can help replace lost earnings. This could allow you to meet your mortgage commitment, as well as extra money for other outgoings to help maintain your lifestyle.

The plan will never have a cash-in value and if you stop your premiums the plan will stop and you'll get nothing back. When you take out the plan, you choose the deferred period to be applied in the event of a claim. Income is paid at the end of this deferred period, which starts from when you are unable to work.

Imagine how much a 25 year old could earn before they retired.

Assuming they earned £25,000 per year today, they could earn almost £1.7 million by the time they retire at 65 (assuming a 2.5% increase year on year).

Your Mortgage Consultant can talk you though your options and recommend a solution for you. Contact us today to discuss your insurance requirements - without any obligation, and don't forget we don't charge for our mortgage advice, so call free on 0800 988 7925. Alternatively request a callback and we will call you to arrange an appointment at a time and place most convenient for you.


Life Cover
Critical Illness Cover